Tangible and Intangible Assets

Tangible & Intangible Asset Appraisals

Many businesses need to take out loans or obtain lines of credit to meet routine cash flow demands. Small and mid-sized companies that are stable and have physical assets or digital assets [IP] of value often obtain a line of credit to make sure it can cover its operational costs, including payroll expenses, manufacturing costs, new equipment purchases, etc.

If the company seeking the loan cannot show enough cash flow or cash assets to cover a loan, the lender may offer to approve the loan with its physical assets or digital assets as collateral. 

The terms and conditions of an asset-based loan depend on the type and value of the assets offered as security. Lenders prefer highly liquid collateral such as securities that can readily be converted to cash if the borrower defaults on the payments. Loans using physical assets are considered riskier, so the maximum loan will be considerably less than the book value of the assets. Interest rates charged vary widely, depending on the applicant’s credit history, cash flow, and length of time doing business.

Retail Management Partners (RMP) has an asset valuation division with the experience to place the proper value on all forms of inventory, plant, equipment, IP, real estate, and recurring revenue streams. RMP can provide defendable, well-documented opinions of value to support lending and foreclosure decisions. We also developed valuations to support the bidding process among lenders for asset-backed loans and can provide enterprise valuations across a wide variety of industries.  Deliverables can be tailored specifically for each engagement to provide different levels of value based on a bank, or company’s lending standards, including fair market value, net orderly liquidation value (NOLV) or net liquidation value (NLV).

Related Valuation Services

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ENTERPRISE VALUATIONS

We take a holistic approach to our enterprise valuation subjects and are experience evaluating a wide range of complex situations, including fractional equity interests, phantom shares, preferred shares, etc.

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INVESTMENT PORTFOLIO VALUATIONS

We have a unique ability to offer knowledge about complex business investment portfolios and its value/marketability in the context of private equity and hedge fund investing.
 

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DUE DILIGENCE SERVICES

RMP provides pre-funding due diligence appraisals on all classes of assets, as well as on-going valuation updates, and asset disposal.

 

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FAIRNESS & SOLVENCY OPINIONS

Our asset valuation division is a unified group of specialists that can furnish accurate valuation across a wide range of business asset categories.

 

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Valuation Services Team

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Jane Doe

Senior Vice President

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John Doe

John Doe

Vice President

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Tom Doe

Tom Doe

Director

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Other Services

Valuation Services

Valuation of assets is the cornerstone against which lenders provide financing. Our valuation services are used for mergers, acquisitions, liquidations, and many any other transactions.

 

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Liquidation Services

By methodically and efficiently stabilizing the main assets of a company, our team of liquidation experts provide an orderly process to dispose of, and fully monetize all corporate assets.

Advisory Services

We take a comprehensive and holistic approach as a business advisor and business consultant in assessing the business and giving guidance to management and lender.

Bankruptcy Services

Our bankruptcy advisors help clients navigate the various non-legal challenges of the bankruptcy process for purposes of maximizing their investment and asset values.

REAL ESTATE

Properly valuing and liquidating a company’s real estate assets is key in meeting a company’s or lending banks’ core objectives. During any turnaround, turndown, or liquidation process, real estate disposition and/or lease restructuring is a unique and targeted approach to optimizing a company’s real estate assets.

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ENERGY SECTOR

RMP offers clients an unrivaled insight into the energy sector. Our team's expertise reflects the knowledge of dedicated oil and gas specialists.

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HEALTHCARE

The health care sector is complex and heavily dependent on population growth, advances in science and technology, and government regulation and is one of the largest aspects of the economy, as healthcare touches all members of society.

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HOME FURNISHINGS

Given the home furnishing sector’s high sales seasonality, its direct correlation with consumer sentiment, its ever-changing distribution channels, and its distinct manufacturing & sales processes, the industry requires thoughtful and time-tested deliberation.

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